This material is only provided as helpful information and you should always seek professional advice.

Everybody Needs a Budget

MONEY No Comments
Everybody Needs a Budget

Whether you know it or not, you need to have some sort of budget. Do you remember your younger years when you had to calculate your budget? Now that you are helping run a household, you need to continue your budgeting skills. It can be overwhelming to all of us, especially when faced with a small or limited income. I feel the pain, believe me!

Read the rest…

Debt Rates and Choices and Interest Calculator

MONEY 1 Comment
Debt Rates and Choices and Interest Calculator

When it concerns a hefty purchase where backing is needed, there’s more than one alternative to stretching your dollar.  In choosing the right financing, there are two key fundamentals to think about, duration and rates. These combined basics are what decides the real price tag of your purchase. If you are paying 9% in interest for a 5 thousand dollar loan, the difference of paying the loan in 2 years versus 4 years can be a savings of up to 5 hundred dollars. On the other hand, doing the same loan at the extended 4 year time frame with just 1 percent lower interest could save you around 3 hundred dollars. 

Read the rest…

|

prepaid card